["ЦБА"

CBA uses securities lending to generate additional income
The governor cited an additional spread of 0.3-0.5%. It concerns a specific transaction mechanism, not the total return on reserves.

CBA forecasts faster GDP growth in 2027 alongside a lower average oil price
The non-oil-and-gas economy is projected to accelerate to 4.3%. Next year’s oil-price assumption is $10 a barrel lower.

Banks account for 94-95% of the financial sector as CBA prepares its 2030 strategy
The new strategy is intended to support insurance, capital markets and fintech. Preparation of the document is nearing completion.

CBA links bank consolidation prospects to digitalisation costs
The regulator supports transactions that create stronger institutions. No specific new consolidation plans have been announced.

CBA supports a larger role for foreign financial firms
The regulator expects stronger competition, skills development and technology adoption across banking, insurance and capital markets.

CBA hopes to secure pawnshop regulation in 2027
The initiative focuses on consumer protection. Detailed rules have yet to be approved.

Banks have AZN 4.6 billion available for lending, CBA says
The regulator describes requirements for SME, agricultural and exporter finance as relatively accommodating. Available funds are only one condition for lending.

Consumer-loan arrears rise as CBA describes risks as non-systemic
The CBA governor points to provisioning and borrower assessment. Arrears ratios and their direction matter for evaluating portfolio quality.

CBA to continue tightening rules for short-term small loans
The regulator links its measures to household indebtedness and total borrowing costs. It does not plan to remove the product from the market.

Azerbaijan and Uzbekistan discuss shared fintech sandbox access
Cooperation between regulators could expand opportunities to test financial products across two markets.

CBA prioritises direct settlements and interoperable payment systems
Instant-payment integration and recognition of QR standards are intended to expand cross-border payment options.

CBA discusses lower Visa and Mastercard fees and wider QR payments
The regulator expects progress in talks before year-end. For merchants, the central question is the total cost of accepting payments.

Card-to-card transfers: CBA explains banks’ limits and exceptions
Banks can consider individual circumstances. Salary and pension payments fall outside these restrictions, according to the CBA governor.