lending
Bank Respublika Launches 'Autumn Opportunity' Cash Loan Campaign
Clients can receive a cash loan of up to 50,000 manats for up to 59 months at a rate starting from 10% per annum with a three-month grace period.
Yelo Bank Launches Microcredit for Entrepreneurs at 10% Annual Interest
Yelo Bank offers entrepreneurs microcredits up to 100,000 manats at rates from 10% per annum for up to 48 months. The loan can be obtained without commission and with a grace period of up to 12 months.
Iranian Banks Increase Startup Lending by 131% in Six Months
In the first half of the current Iranian year, Iranian banks issued 6.72 quadrillion rials in loans to startups, up 131% year-on-year.
Average rate on manat loans is 15.79% while the policy rate is 6.5%
In September 2026, the weighted average manat loan rate reached 15.79% — the maximum in the available history, while the CBA policy rate has been stated at 6.5% since February 5, 2026.
Azerbaijan's loan portfolio is growing, but the national currency is getting more expensive
The outstanding stock of loans to the economy rose by 14.5% year on year, while the average rate on loans in the national currency climbed to 15.79% — the expansion of the portfolio is not being driven by cheaper money.
Loans Grow Faster Than Deposits, but Are Getting More Expensive: The Decision Boundary for a Borrower
The outstanding stock of loans to the economy grew by about 12.9% over the year, deposits by 6.5%, and the average rate on manat loans rose to 15.74%. We examine why this is not a reason to expect an easing of conditions.
Credit More Expensive Than Deposits: What the Rate Gap in Manats Shows
The average manat rate on loans in August 2026 was 15.74%, on deposits — 9.12%. The gap persists, but by itself it proves neither a rise in funding costs nor an increase in margin.
China's Central Bank: Yuan Loans Grew by 10.44 Trillion Yuan in Eight Months
The People's Bank of China reported that yuan lending rose by 10.44 trillion yuan in January–August 2026. The regulator intends to maintain a moderately loose policy in the second half of the year.
Azerbaijan's Mortgage Lending Drops by 3.8%
In January-July 2024, the volume of mortgage loans issued through the Mortgage and Credit Guarantee Fund (MCGF) amounted to 237.8 million manats, down 3.8% year-on-year.
Iranian Banks Increase Lending by 75% in Four Months
From March 21 to July 22, 2026, loans issued by Iranian banks grew by 75% year-on-year, reaching $19.6 billion.
Azerbaijan's Credit Investments in Economy Up 12.9% Year-on-Year
According to the Central Bank of Azerbaijan, credit investments in the country's economy reached 34.2 billion manats as of August 1, up 12.9% year-on-year.
Sovcombank Sees No Default Risks for Marketplaces
Sovcombank assesses default risks for marketplaces and their sellers as low, despite recent drone attacks on logistics facilities.
VTB (Azerbaijan) Assets and Liquidity Decline
In Q2 2026, VTB (Azerbaijan) CJSC reported a drop in cash, deposits, and assets, while its loan portfolio grew by 18.16%.
Azerbaijani Banks Could Channel Another 4-6 Billion Manats into Lending
Central Bank Chairman Taleh Kazimov said the banking sector has 4-6 billion manats in free funds that could be directed to lending.
Yelo Bank Launches Fully Online Unsecured Business Loans Up to 300,000 Manats
Yelo Bank introduces a new fully online, collateral-free lending service for small and medium businesses, offering loans from 30,000 to 300,000 manats with a grace period of up to 24 months.
Halq Bank Joins International Syndicated Loan
Halq Bank has participated in an $830 million syndicated loan organized by Türk Eximbank, supporting Turkish exporters including SMEs and women-led businesses.