Credit institutions have intensified control over transactions involving digital assets in light of the adoption of the law on crypto market regulation. Companies are now required to explain the economic purpose of such operations and confirm the legality of their partners.
Requests from banks have been received by companies engaged in foreign economic activity. Similar requirements are being sent even to organizations that are not part of the experimental legal regime for settlements under foreign trade contracts.
Information about the increased scrutiny has been confirmed by sources in the banking market and representatives of Sovcombank.
In addition to standard procedures under Law No. 115-FZ, banks are requiring confirmation that the counterparty is included in the register of digital currency exchange operators of the Bank of Russia.
Lawyers note, however, that banks have begun requesting such information before September 1, 2026, when the law comes into force, and the register of operators has not yet been formed.