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FINFLY / EDITORIAL GUIDE

Grant, loan or discount: what a business receives

Identify the form of support

The directory includes different tools. A loan must be repaid. Cloud credits pay for eligible services. Tax relief reduces a qualifying tax when conditions are met. Comparing headline maximum amounts alone is not useful.

What you must contribute

Check your contribution and when support arrives. KOBİA co-funds market research: 80% for micro businesses and 50% for small businesses, with support capped at AZN 20,000 per study. Budget for the remaining cost.

Check the payment sequence

In EU4Business–EBRD, the loan and investment incentive are separate components. Support after project verification does not replace the bank’s borrower assessment. Clarify the full borrowing cost, project requirements and incentive conditions before signing.

Sources

KOBİA ↗

EU4Business–EBRD ↗

Checked: 18.10.2026

Programs discussed

KOBİA: market research support →

EU4Business: business modernization →

AWS Activate: cloud credits →