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Open banking: access with your consent

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Open banking lets connected services access banking information through standardised interfaces. It does not make your account public.

open bankingaccount access

The customer use case

On 6 October 2025 Azerbaijan’s central bank described viewing accounts and transactions from different banks in one app with customer consent. This dated rollout announcement does not promise universal coverage.

Behind the interface

The central bank manual covers APIs, consent and third-party participation. Reading account information and initiating payments are different capabilities.

Before connecting

FinFly recommends checking the provider, requested accounts and data, access duration and revocation process. Do not disclose your banking password to an employee or intermediary.

Primary sources

The explainer is checked against these institutional and industry sources. Links open the original material.

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