Dated limits
On 8 September 2026 ADIF lists up to AZN 100,000 per depositor at each participating bank for protected individual deposits, with protection-rate ceilings of 12% in AZN and 2.5% in foreign currency.
FinFly Explains / Economy
Deposit insurance: check eligibility
Azerbaijan’s protection depends on bank participation, deposit type and ADIF conditions.
Account type matters
Individual business accounts have a separate AZN 20,000 ceiling. Check the fund’s other conditions and exclusions.
Before depositing
Confirm protection for the actual product. Multiple contracts at one bank do not each create a separate limit.
Method
Primary sources
The explainer is checked against these institutional and industry sources. Links open the original material.