How Did Yelo Bank Perform in the First Half of the Year?
Yelo Bank announced its financial results for the first half (January-June) of 2026. The bank significantly strengthened its capital position and maintained high growth in core operating income.
AI will summarize what happened, why it matters and what it means for business.
Interest income increased by 21% (18 million manats) compared to the same period last year, reaching 102 million manats. Thanks to efficient operations in the reporting period, Yelo Bank's net profit for the first six months amounted to 12.6 million manats. During the same period, the bank's non-interest income exceeded 5 million manats.
One of the most notable aspects of the financial report is the sustained lending growth. The bank's total loan portfolio increased by 18 million manats compared to the beginning of the year, reaching 1 billion 107 million manats. As always, priority remained on supporting the real economy — the business loan portfolio grew to 687 million manats. The consumer loan portfolio for individuals also showed growth, reaching 420 million manats.
Yelo Bank's deposit portfolio, reflecting its role as a reliable partner for clients, reached 1 billion 39 million manats. The bank's total assets as of the end of the half-year stood at 1 billion 475 million manats.
The reporting period also saw a notable increase in the bank's capital strength. Total capital increased by 9 million manats compared to the beginning of the year, reaching 184 million manats, while total capital rose to 190 million manats. The total capital adequacy ratio stood at 14.06%, and the Tier 1 capital adequacy ratio at 11.77%, significantly exceeding regulatory requirements.
Context
What happened before
Generated by AI. Please check key details when accuracy matters.
Yelo Bank's total loan portfolio was 1.089 billion manats, total capital 175 million manats
Interest income reached 102 million manats, non-interest income exceeded 5 million manats
Yelo Bank's net profit was 12.6 million manats
Total loan portfolio grew to 1.107 billion manats, total capital to 184 million manats, total assets to 1.475 billion manats