Interest income increased by 21% (18 million manats) compared to the same period last year, reaching 102 million manats. Thanks to efficient operations in the reporting period, Yelo Bank's net profit for the first six months amounted to 12.6 million manats. During the same period, the bank's non-interest income exceeded 5 million manats.
One of the most notable aspects of the financial report is the sustained lending growth. The bank's total loan portfolio increased by 18 million manats compared to the beginning of the year, reaching 1 billion 107 million manats. As always, priority remained on supporting the real economy — the business loan portfolio grew to 687 million manats. The consumer loan portfolio for individuals also showed growth, reaching 420 million manats.
Yelo Bank's deposit portfolio, reflecting its role as a reliable partner for clients, reached 1 billion 39 million manats. The bank's total assets as of the end of the half-year stood at 1 billion 475 million manats.
The reporting period also saw a notable increase in the bank's capital strength. Total capital increased by 9 million manats compared to the beginning of the year, reaching 184 million manats, while total capital rose to 190 million manats. The total capital adequacy ratio stood at 14.06%, and the Tier 1 capital adequacy ratio at 11.77%, significantly exceeding regulatory requirements.