The introduction of limits on card-to-card transfers will not affect citizens' daily legitimate financial operations. This was stated by Tamerlan Rustamov, head of the expert group on payment systems and digital banking at the Azerbaijan Banks Association (ABA).

According to him, the introduction of limits is part of a risk-based approach agreed upon by the ABA and the Azerbaijan Fintech Association. The measure aims to prevent abuse of payment instruments and reduce risks in the payment system.

Rustamov noted that unified limits have been set on the number of instruments, as well as on the number and amount of transactions. He emphasized that the restrictions apply only to incoming transactions. No limits are planned for outgoing transactions. According to him, citizens will still be able to freely use POS terminals, QR payments, mobile POS solutions, and internet banking.

The main goal of the innovation is to enhance the security of the digital payment ecosystem, not to restrict users' daily operations.