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According to the statistical bulletin published by the Central Bank of Azerbaijan, as of June 30 of this year, the loan portfolio of Azerbaijani banks increased by 3% or by 935.5 million manats, reaching 31.821 billion manats.
The structure of the loan portfolio is as follows: business loans - 54% (17.179 billion manats), consumer loans - 31.2% (9.917 billion manats), mortgage loans - 14.8% (4.724 billion manats).
"In the structure of banks' liabilities, the deposit portfolio traditionally prevails - 74.6% of total liabilities, or 39.744 billion manats. The deposit portfolio consists of 56.1% (22.315 billion manats) of deposits from legal entities and 43.9% (17.429 billion manats) from deposits of individuals (excluding deposits of individuals engaged in individual entrepreneurial activities)," the regulator said.
Context
What happened before
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Azerbaijan's bank loan portfolio increased by 3% to 31.821 billion manats
Business loans accounted for 54% of the portfolio (17.179 billion manats)
Consumer loans accounted for 31.2% of the portfolio (9.917 billion manats)
Mortgage loans accounted for 14.8% of the portfolio (4.724 billion manats)
Deposit portfolio accounted for 74.6% of liabilities (39.744 billion manats)