{
  "schemaVersion": "1.0",
  "asOf": "2026-09-09T12:00:00+04:00",
  "key": "avg_loan_rate",
  "group": "monetary",
  "label": "Средняя ставка по кредитам (манат)",
  "value": 15.74,
  "unit": "%",
  "change": {
    "mom": {
      "abs": null,
      "pct": null
    },
    "yoy": {
      "abs": null,
      "pct": null
    }
  },
  "period": {
    "label": "средняя за месяц · 31.08.2026",
    "type": "monthly",
    "date": "2026-08-31"
  },
  "source": {
    "name": "ЦБА · ставки по кредитам",
    "url": "https://uploads.cbar.az/assets/6f03a7587c1f3accdcd7449c0.xlsx"
  },
  "periodStart": "2026-08-01",
  "periodEnd": "2026-08-31",
  "publicationDate": "2026-08-26",
  "checkedAt": "2026-09-20T02:55:19.318Z",
  "sourceStatus": "verified",
  "notes": "Mənbə: Azərbaycan Respublikasının Mərkəzi Bankı Source: The Central Bank of the Republic of Azerbaijan",
  "expectedNextPublication": "2026-10-30",
  "valueRaw": 15.7380714313885,
  "reportedChangePct": null
}